Own the Home, Lease the Land? You Still Have Options!

Own the Home, Lease the Land? You Still Have Options!

Traditional banks may hesitate when your mobile, modular, or manufactured home sits on leased land. But that doesnโ€™t mean financing is out of reach.

We work with specialized lenders who understand leased land properties and can help you explore purchase, refinance, debt consolidation, or home-equity options.

I recently worked with Johnson and Manoj. They were great to work with . They made everything easy to understand and found me the best solution for my situation . I couldn't be happier with my end result .
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Leased Land Financing

Options for homes located on leased land.

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Specialized Lender Access

Connect with lenders who understand leased-land properties.

Find the best solutions in case of using private lenders

Tailored Solutions

Options designed around your property and financial goals.

How Does Leased Land Financing Work in Ontario?

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Apply Online

Share your property and financing needs.

debt consolidation for Ontario homeowners

Get Approved

We match you with specialized lenders.

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Receive Funds

Access your funds once approved.

Why Choose Burke Financial for Leased-Land Financing?

Financing a mobile, modular, or manufactured home on leased land can be challenging because many traditional banks wonโ€™t consider these properties.

Burke Financial understands land-lease arrangements. We review your property, lease, and financial goals, then connect you with specialized lenders offering purchase, refinance, debt consolidation, or equity solutions.

Frequently Asked Questions

Leased land financing is designed for homes where you own the mobile, modular, or manufactured home but lease the land beneath it.

Yes, financing may be available. Eligibility depends on the home, its location, the lease agreement, and your financial situation.

Potentially. Specialized lenders may offer refinancing, debt consolidation, or equity-access options based on your homeโ€™s value and lease terms.

Many banks require ownership of both the home and land. Specialized lenders can consider land-lease properties that fall outside standard bank guidelines.

Timelines vary depending on the property, lender, lease review, and documentation. Providing complete information can help speed up the process.

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