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Mortgage Financing Solutions

Solutions For Every Unique Situation

Icon of document and dollar sign illustrating home-equity line of credit refinancing options in Ontario

Home Equity Line of Credit

Home equity loans allow you to access your property’s equity in a single, convenient payment. Borrowers often use these funds to consolidate debt or pay for significant expenses such as education costs, vehicle repairs, or home renovations. READ MORE

Percentage-coin and document icon representing fixed-rate home-equity loan solutions for Ontario homeowners

Home Equity Loans

Home equity loans allow you to access your property’s equity in a single, convenient payment. Borrowers often use these funds to consolidate debt or pay for significant expenses such as education costs, vehicle repairs, or home renovations. READ MORE

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2nd Mortgages

With a second mortgage, you can borrow additional funds against your home’s equity without the strict lending criteria of a traditional bank as credit and income. This type of loan is typically used to solidify outstanding debts or cover renovation costs within the home. READ MORE

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Debt Consolidation

A debt consolidation mortgage allows you to consolidate multiple debts into a single, low monthly payment. Through this method, you can often reduce your monthly payments by up to 75%. READ MORE

Icon of document and dollar sign illustrating home-equity line of credit refinancing options in Ontario

Stop Power Of Sale

Stopping a power of sale will help you maintain control of your property. It allows you to catch up on outstanding debts or payout your existing lender before they take possession of your property and sell it. READ MORE

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Bridge Financing

A bridge loan allows you to access the equity of a sold property to purchase your next piece of real estate without waiting for the closing date. READ MORE

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Mortgage Refinancing

Refinancing your mortgage can help you lower your current interest rate, access your equity immediately, or combine multiple mortgages and debts into one lump sum. Refinancing ultimately allows you to replace your existing loan with a revised one. READ MORE

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Private Mortgage

A bridge loan allows you to access the equity of a sold property to purchase your next piece of real estate without waiting for the closing date. READ MORE

Ledger and paper icon illustrating budget-friendly mortgage refinancing or property-purchase loans

Purchase Property

A bridge loan allows you to access the equity of a sold property to purchase your next piece of real estate without waiting for the closing date. READ MORE

Ledger and paper icon illustrating budget-friendly mortgage refinancing or property-purchase loans

Mortgage Refinancing

Reverse Mortgages allow borrowers to leverage their home’s equity for a more comfortable retirement. Unlike traditional loans, a Reverse Mortgage provides you with a steady stream of income or a lump sum, empowering you to enjoy the fruits of your homeownership without the burden of monthly payments. Borrowers can use the funds for things like travel, healthcare, or enhancing your overall quality of life. READ MORE

Upward arrow with “RENT” sign icon representing rent-to-own path to homeownership in Ontario

Rent-To-Own

Rent-To-Own financing is a pathway to homeownership where borrowers lease a property with the option to buy. This innovative approach offers aspiring homeowners the chance to live in their dream home while building towards ownership. Rent-To-Own financing provides a dynamic solution for those seeking financial flexibility and a clear path to making a house a home. READ MORE

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Construction Financing

Construction Financing is a specialized financing that enables borrowers to progress from blueprint to project completion, offering the financial support needed for construction projects. Structured differently than traditional financing to align with the specific requirements and timelines of a construction project. READ MORE

Recently Funded

Belleville, ON

Loan Amount: $280,000

Solution Type: Mortgage Refinance

Old Payments: $2,657

New Payments: $993

Benefits: We were able to get our clients approved for an with A lender instead of their current B lender and take our dditional funds take pay off high-interest debts including a totaling over $50,000, saving our clients $1,664.00 per month, even with the additional cash out.

Woodlawn, Ontario

Loan Amount: $114,000

Solution Type: Debt Consolidation

Old Payments: $4,320.00

New Payments: $2,721.81

Benefits: We were able to consolidate credit cards debts, improve credit score and increased monthly cash flow, saving our clients over $1,598.00 per month.

North York, Ontario

Loan Amount: $450,000

Solution Type: Purchase Property

Old Payments: N/A

New Payments: $2,037.00

Benefits: We helped our clients close on a pre-construction condo using the appraisal value, not the purchase price. This allowed our client to pull out all of his initial deposits, essentially buy the property with 0% down.

Toronto, Ontario

Loan Amount: $300,000

Solution Type: Second Mortgage

Old Payments: $7,560.00

New Payments: $3,000

Benefits: We consolidated over $250,000 in unsecured debts, saving our client $4,560 a month and improving his credit score by reduce his debt utilization.

Ajax, Ontario

Loan Amount: $50,000

Solution Type: Home Equity Loan

Old Payments: $0.00

New Payments: $332.92

Benefits: We were able to get our clients a $50,000 Home Equity Loan for renovations with a low monthly payment of only $332.92. Those renovations were able to add over $100,000 in property value while maintaining a manageable monthly payment.

Ajax, Ontario

Loan Amount: $500,000

Solution Type: Home Equity Line of Credit

Old Payments: $0.00

New Payments: Flexible

Monthly Savings: $N/A

Benefits: We got our self-employed client a 2nd position HELOC to have quick access to cash when needed it. This allowed our client to have access to funds when business was slower and pay the borrow funds back at any time without penalty when business picked up.

We proudly serve homeowners across Ontario.

Burke Financial works with homeowners in communities across Ontario, providing mortgage solutions tailored to each region’s needs. Whether you’re located in a large city or a smaller town, our team understands local real estate markets, property values, and financial challenges unique to your area. We focus on delivering fast approvals, flexible repayment options, and alternative lending access where traditional banks fall short.

Learn more about Ontario property taxes here.

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