Mortgage Refinancing Ontario

Access More of the Equity In Your Home’s Equity and Get Cash for What Matters Most

Access More of the Equity In Your Home’s Equity and Get Cash for What Matters Most

Mortgage refinancing in Ontario allows homeowners to replace their current mortgage with a new one, often with better terms, more flexibility, or access to built-up equity. Whether you want to consolidate debt, fund renovations, or reduce financial stress, refinancing gives you more control over your home’s value.

I recently worked with Johnson and Manoj. They were great to work with . They made everything easy to understand and found me the best solution for my situation . I couldn't be happier with my end result .
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Home equity access, cash out easily

Access Your Equity

Unlock the value in your home for renovations, investments, or debt consolidation.

Quick access sign to home equity

Quick Access to Funds

Get your mortgage refinancing Ontario approvals in as little as 24 hours with quick access to funds.

Flexible loan options

Flexible Options

Refinance to switch lenders, adjust terms, or create a plan that fits your life.

How Does a Home Equity Loan Work in Ontario

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Apply Online

Most home equity loans are approved in as little as 24 hours.

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Get Approved

Complete our easy application and start unlocking your home equity in Ontario.

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Receive Funds

Access your money quickly after your Ontario home equity loan is approved.

Why Choose Burke Financial for Refinancing?

Traditional banks in Ontario often have strict requirements, making it hard to qualify for refinancing if your credit isn’t perfect or if you’re self-employed.

Burke Financial offers a different path. With access to a broad network of alternative lenders, we focus on your home’s equity to deliver approvals fast. Whether you’re looking to free up cash, cover renovations, or reduce stress, our team will help you find the refinancing solution that works best for you.

Mortgage Refinancing with Burke financial

Frequently Asked Questions

Mortgage refinancing in Ontario replaces your current mortgage with a new one. In Ontario, homeowners often refinance to access home equity, consolidate debt, adjust payment terms, or switch to a new lender for more flexibility. learn more here.

Most lenders require at least 20% equity in your home to qualify for mortgage refinancing in Ontario. At Burke Financial, we work with alternative lenders who focus on equity, making it easier for homeowners to qualify even if banks have turned them down.

Yes. While banks may decline applications with lower credit scores, Burke Financial partners with alternative lenders who approve based on your home’s equity, not just your credit history.

Ontario homeowners refinance to: Consolidate high-interest debt, Access cash for renovations or investments, Cover education or medical expenses, Switch lenders for more flexible terms.

With Burke Financial, approvals can happen in as little as 24 hours, and funds may be released shortly after. That speed is critical if you need to cover urgent expenses or take advantage of opportunities.

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