Whitby

Your Neighbourhood Whitby Mortgage Broker

Award-Winning Mortgage Broker for Whitby Homeowners

Burke Financial is an award-winning Mortgage Broker in Whitby, Ontario committed to helping homeowners make the most of the equity in their home with subprime mortgage loans. At Burke Financial, we want to make your life as easy and efficient as possible. We offer approvals in as little as one-hour, customized solutions and fast funding.

Our mantra is to treat our clients the way we would want to be treated. It’s what makes us different from other mortgage brokers in Ontario. To learn more about what our clients are saying about us, read our 5 Star Google Reviews. If you’re ready to get started, call our team today.

We work with homeowners all over the province of Ontario. With Burke Financial, you can get your life back on track quickly with our fast and easy process. Contact us to get started.

Your Brighter Financial Future Starts Here.

If you are a homeowner who is experiencing hard times, it can feel like there is nowhere left to turn when you need a loan. At Burke Financial, we provide solutions for even the most challenging applications to help you create a brighter financial future.

The Burke Financial Difference

A 5-Star Experience,
Every Step of the Way

We understand the mortgage application process can be overwhelming. That’s why we pride ourselves on making sure you have the best possible experience with us. Our goal is to take the stress out of your application and be there every step of the way to answer any questions you might have, and guide you through each step of the process.

Industry Leading Knowledge & Expertise

Our Award-Winning team of experts have years of experience dealing with even the most challenging applications. There is nothing we haven’t seen, so no matter how difficult you think your application is to get approved, we can help! Our vast industry knowledge and creative problem solving abilities helps us to find the perfect solution for you!

An Entire Award-Winning Team, Working For You

When you apply with Burke Financial, you get an entire Team of Licensed Mortgage Professionals working to get your loan approved, not just one Mortgage Agent. This allows us to make sure you are fully taken care of every step of the way and provide with you the best possible solution for whatever it is that you are looking to accomplish!

Our Award-Winning Team is Here to Help

What Our
Customers Say

Over 97% of Clients Give Burke a 5.0-Star Rating!

We are so proud of our team and love client feedback, but don’t take our word for it. Read the reviews or watch the video testimonials, to see what our clients have to say.

Awards & Accomplishments

The Real Estate Market For Whitby Ontario

Maclean’s rates Whitby among the top 100 communities in Canada. Many people like Whitby because it’s not as fast paced as the city, but you do still get a city feel when you arrive. The town has nearly 137,000 residents and it’s growing rapidly. Many rate the quality of life as ‘superior’ and see it as a great place to raise a family. Many residents enjoy the beautiful waterfront and the award-winning 420 slip marina.

The key business sectors in Whitby include manufacturing, clean technology, information and communications technology, logistics and professional services. Whitby’s labour force is very educated, with 68% of the working age population having college, university or apprenticeship educations. Whitby provides access to more than 13 million people within an hour’s drive and an additional 135 million people within a day’s drive. Most recent reports show the average Whitby home price to be $832,000 and many buyers are jumping at the chance to acquire a sizable home where there are plenty of employment opportunities within the city, but also have the option to commute into the GTA.

If you currently live in Whitby and would like to access the equity in your home, contact us today to get started.

The Burke Financial Difference

We Get You Approved

Have you been denied by the bank? Even if your credit score is below 650 and you have a complex situation, we won’t give up on you! We can deliver approvals for even the most challenging applications.

Approvals In 1 Hour

There’s no need to stress with our fast and easy approval process. Get pre-approved in as little as 1 hour and receive your funds in 48 hours. We put money in your pocket faster, so you can invest in your future.

Customized Solutions

Our trusted team genuinely cares about your best interests. We work hard to provide you with short and long-term solutions that will help improve your financial health so you can focus on what matters most.

Partners

At Burke Financial, we have a diversified group of lending partners.

Solutions

At Burke Financial, we provide mortgage solutions that help homeowners to take advantage of their home’s equity and invest in their future. We help our clients weigh different lending options to help them identify the one that will best suit their needs.Our goal is to give our clients an unmatched borrowing experience with a personalized level of care. We put our client’s interests above and beyond everything else.

We operate with a high level of professionalism and compassion to ensure every client feels like part of our community, not just another application. As a premier mortgage brokerage in Ontario, we are invested in our clients’ needs, questions, and concerns. We work with homeowners all over the province. Learn what we can do for you today.

Icon of document and dollar sign illustrating home-equity line of credit refinancing options in Ontario

Home Equity Line of Credit

Home equity loans allow you to access your property’s equity in a single, convenient payment. Borrowers often use these funds to consolidate debt or pay for significant expenses such as education costs, vehicle repairs, or home renovations. READ MORE

Percentage-coin and document icon representing fixed-rate home-equity loan solutions for Ontario homeowners

Home Equity Loans

Home equity loans allow you to access your property’s equity in a single, convenient payment. Borrowers often use these funds to consolidate debt or pay for significant expenses such as education costs, vehicle repairs, or home renovations. READ MORE

Stack of coins icon signalling second-mortgage financing for Ontario properties

2nd Mortgages

With a second mortgage, you can borrow additional funds against your home’s equity without the strict lending criteria of a traditional bank as credit and income. This type of loan is typically used to solidify outstanding debts or cover renovation costs within the home. READ MORE

Calculator-and-paper icon showing debt-consolidation mortgage strategy to lower payments

Debt Consolidation

A debt consolidation mortgage allows you to consolidate multiple debts into a single, low monthly payment. Through this method, you can often reduce your monthly payments by up to 75%. READ MORE

Icon of document and dollar sign illustrating home-equity line of credit refinancing options in Ontario

Stop Power Of Sale

Stopping a power of sale will help you maintain control of your property. It allows you to catch up on outstanding debts or payout your existing lender before they take possession of your property and sell it. READ MORE

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Bridge Financing

A bridge loan allows you to access the equity of a sold property to purchase your next piece of real estate without waiting for the closing date. READ MORE

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Mortgage Refinancing

Refinancing your mortgage can help you lower your current interest rate, access your equity immediately, or combine multiple mortgages and debts into one lump sum. Refinancing ultimately allows you to replace your existing loan with a revised one. READ MORE

Private Mortgage

Stopping a power of sale will help you maintain control of your property. It allows you to catch up on outstanding debts or payout your existing lender before they take possession of your property and sell it. READ MORE

Ledger and paper icon illustrating budget-friendly mortgage refinancing or property-purchase loans

Purchase Property

A bridge loan allows you to access the equity of a sold property to purchase your next piece of real estate without waiting for the closing date. READ MORE

Reverse Mortgage

Reverse Mortgages allow borrowers to leverage their home’s equity for a more comfortable retirement. Unlike traditional loans, a Reverse Mortgage provides you with a steady stream of income or a lump sum, empowering you to enjoy the fruits of your homeownership without the burden of monthly payments. Borrowers can use the ffunds for things like travel, healthcare, or enhancing your overall quality of life. READ MORE

Upward arrow with “RENT” sign icon representing rent-to-own path to homeownership in Ontario

Rent-To-Own

Rent-To-Own financing is a pathway to homeownership where borrowers lease a property with the option to buy. This innovative approach offers aspiring homeowners the chance to live in their dream home while building towards ownership. Rent-To-Own financing provides a dynamic solution for those seeking financial flexibility and a clear path to making a house a home. READ MORE

Construction Financing

Construction Financing is a specialized financing that enables borrowers to progress from blueprint to project completion, offering the financial support needed for construction projects. Structured differently than traditional financing to align with the specific requirements and timelines of a construction project. READ MORE

Why Choose Burke Financial

Customized Mortgage
Solutions at Your Fingertips

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Burke Financial Mortgage Success Metrics

Mortgage success metrics show how Burke Financial delivers real results across Ontario. These figures reflect total loans funded, interest saved, and satisfied clients. By sharing these numbers, we demonstrate the measurable impact of our work for homeowners seeking flexible, fast lending solutions.

Learn more about how we help homeowners across the province on our Communities We Serve page. These results continue to grow as we help clients access the equity they need.

Burke Financial mortgage metrics showcasing loan success and client results in Ontario handshake for loan funding

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Millions in Loans Funded

Burke Financial mortgage metrics showcasing loan success and client results in Ontario handshake for loan funding

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Millions Dollars Saved for Clients

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Happy and Satisfied Customers

These figures represent more than just totals, they reflect the trust thousands of Ontario homeowners place in Burke Financial. Each approval means a family secured funding, reduced stress, or avoided unnecessary penalties from traditional lenders. Our ability to work with alternative lenders allows us to provide solutions that others may not, helping clients with urgent needs, complex applications, or non-traditional income. As the market evolves, we continue to grow our network and improve our process to serve more communities. Burke Financial remains committed to transparency, speed, and delivering consistent results.

This FAQ covers common questions Ontario homeowners have about working with a mortgage broker.

Licensed financial professionals have the tools to secure the lowest rates and customized payment plans. Working with a broker saves time and helps you access the most competitive mortgage solution.

A mortgage broker acts as the link between you and the lender; in addition, they handle paperwork, negotiate rates, and match you with the best loan for your goals.

Your broker collects key documents, checks credit, and verifies employment before submitting one complete application to multiple lenders. As a result, they handle negotiations, conditions, and coordination to ensure a smooth closing.

Fees vary depending on your unique situation and the financing solution you choose; therefore, it’s best to request a personalized estimate. Contact us today for a personalized estimate of what your costs are likely to be.

Owning a home is a major investment; as such, the right broker can make all the difference. At Burke Financial, we connect Ontario homeowners with trusted lenders and fast, tailored solutions.

We offer mortgage broker services, with a specialty in subprime mortgages, across the province of Ontario.

At Burke Financial, we offer personalized mortgage solutions tailored to each homeowner’s needs. We focus on flexible terms, fair rates, and clear guidance to help clients achieve lasting financial stability.

As an industry-leading Mortgage Brokerage, we leverage our vast network of banks, institutions, MICs, private lenders, and investors to connect our clients with some of the best lending options.

Even if your credit score is below 650, our vast lending network still enables us to secure approvals for complex applications. We negotiate on your behalf to get you the most competitive rates and terms.

With our quick turnaround times, we can put money in your pocket in as little as 48 hours.

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We proudly serve homeowners across Ontario.

Burke Financial works with homeowners in communities across Ontario, providing mortgage solutions tailored to each region’s needs. Whether you’re located in a large city or a smaller town, our team understands local real estate markets, property values, and financial challenges unique to your area. We focus on delivering fast approvals, flexible repayment options, and alternative lending access where traditional banks fall short.

Contact Us
Today

Have questions about your mortgage options? Burke Financial is here to help. We offer fast, flexible lending solutions to homeowners across Ontario, whether you’re consolidating debt, funding a renovation, or navigating credit challenges.

Our licensed team specializes in alternative lending, with most approvals completed in just 24 hours. You’ll receive clear guidance, quick communication, and a personalized plan that fits your financial goals.

Contact us today for a free consultation and take the first step toward the right mortgage solution for you.

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how easily clients can contact Burke Financial’s mortgage team
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